
Bank Statement for a Visa: How Much Money You Need to Show
Daily amounts by country, how many months of statements to bring and what raises questions.
How a sponsor shows they will pay for your trip, with a template and the proof to attach.
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A sponsorship letter is a signed promise from someone else, often a parent, child or spouse, to pay for your trip. The sponsor writes it, attaches proof of their own money and of how you are related, and you file it with your visa application. This page covers what the letter says, who consulates accept as a sponsor, a fill-in template, a complete sample and the documents to attach, as of October 2026.
A consulate has to see that you can pay for your stay and your journey home. Article 14(1)(c) of the EU Visa Code asks for evidence of sufficient means of subsistence, or that you are “in a position to acquire such means lawfully”. A sponsor’s signed promise, backed by the sponsor’s own statements, shows the second.
You need one when someone else pays and your own money would not cover the trip:
An invitation letter says who you are visiting and where you will sleep; a sponsorship letter says who pays. When your host also pays, one signed letter can say both, with the host’s financial documents attached. In a Schengen application the letter is part of the money evidence, filed with your passport, insurance, travel plans and accommodation, and it replaces none of them.
EU law leaves sponsorship to national law, and each consulate sets its own limits in its checklist.
| Checklist | Who may sponsor | What the sponsor provides | Conditions |
|---|---|---|---|
| Italy, VFS London | Close relatives only: parents, sons and daughters, spouse | Letter, 3 months of statements from a British account, job letter, 3 payslips, birth or marriage certificate | Statements updated to within 1 month of applying; no business accounts; parents sponsor applicants under 21; children sponsor a parent only if the parent depends on them |
| Italy, VFS London: host in Italy | A host in Italy | Bank or insurance guarantee (fidejussione) from an Italian institution | Only when the applicant’s own money falls short |
| Germany, Embassy Dublin | Any third party | Letter, copy of the sponsor’s passport, a recent bank statement or payslip | An alternative to your own 3 months of statements or payslips |
| Germany, missions in India (February 2023) | A sponsor in India, a German or EU resident, or a company | Letter and passport copy; an Indian sponsor adds 3 months of statements stamped by the bank | Marriage or birth certificate for a spouse or parent; your own economic documents still required |
| Malta, VFS Libya | A sponsor of an applicant who is not financially independent, such as a student, minor, elderly parent or unemployed person | Declaration of financial responsibility signed by the sponsor | A host or sponsor based in Malta uses a declaration of proof, witnessed and notarized, with an ID copy |
| Spain, BLS New York | A relative | “Financial support commitment for relatives” form | Sponsor’s details, relationship and signature on 1 page |
Each row comes from one consulate’s own checklist or form, so read the one for the country where you apply.
Keep it to 1 page, typed, signed and dated. It needs these 8 points:
Points 1, 2, 3 and 4 match the fields EU law puts on the official sponsorship forms some countries use, under Article 14(4) of the Visa Code as amended in 2019.
Copy this, replace every bracketed field and delete any line that does not apply. The sponsor signs it, not the applicant.
[Your full name], [your full address], [your phone number], [your email]
[City], [date]
To the Visa Section, [Embassy or Consulate of country] in [city]
Sponsorship of [applicant’s full name], passport number [passport number]
I, [your full name], born on [your date of birth], a citizen of [country] holding passport number [your passport number], live at [your address] and have worked as [your job] at [employer] since [year].
Only if you are not a citizen where you live: I hold a [type of residence permit], number [permit number], valid until [expiry date].
I will pay [all costs or the costs listed below] of the trip of [applicant’s full name], born on [date of birth], a citizen of [country], passport number [passport number], who lives at [applicant’s address]. [Applicant’s first name] is my [relationship].
[Applicant’s first name] will travel to [country or countries] for [purpose] from [arrival date] to [departure date], [number] nights.
I will pay for [flights, accommodation, travel medical insurance, daily spending], by [bookings I pay for, a card or a transfer].
My [monthly salary or income] is [amount], and my [account type] held [balance] on [date], as the enclosed statements show.
Enclosed: [list of documents].
Please contact me at [phone number] or [email] with any questions.
[Your signature]
[Your full name]
This is an invented sample. The people, addresses and numbers are not real.
Rajesh Kumar Sharma, Flat 704, Sai Krupa Towers, Marol Maroshi Road, Andheri East, Mumbai 400059, +91 98200 00417, rajesh.sharma@example.com
Mumbai, 2 March 2027
To the Visa Section, Consulate General of the Federal Republic of Germany in Mumbai
Sponsorship of Ananya Sharma, passport number W4829173
I, Rajesh Kumar Sharma, born on 11 July 1972, a citizen of India holding passport number Z5617284, live at the address above and work as a senior operations manager at Deccan Freight Logistics in Mumbai, where I have been employed since 2009.
I will pay all costs of the trip of my daughter, Ananya Sharma, born on 3 September 2004, a citizen of India, passport number W4829173, who lives with me at the address above. Ananya is a final-year commerce student at the University of Mumbai.
Ananya will travel to Germany for tourism from 12 May 2027 to 26 May 2027, 14 nights, visiting Berlin, Dresden and Munich.
I will pay for her return flights, her hotels for all 14 nights and her travel medical insurance, all booked in her name and paid with my card. For daily spending I will load a forex card in her name with EUR 900, about EUR 60 a day.
My net monthly salary is INR 2,15,000, and my savings account held INR 18,40,000 on 28 February 2027, as the enclosed statements show.
Enclosed: a copy of my passport; my bank statements for December 2026 to February 2027, stamped by the bank; my last 3 payslips and a letter from my employer; and Ananya’s birth certificate, which names me as her father.
Please contact me at +91 98200 00417 or rajesh.sharma@example.com with any questions.
Rajesh Kumar Sharma (signed)
The letter covers the money. Ananya’s own file still carries her enrollment certificate, a no objection certificate from her university and her own bank statements for 3 months, which the Mumbai checklist asks for even when a trip is sponsored.
Of the checklists above, Italy’s London one asks for the most, with 3 months of statements, a job letter and 3 payslips, so work from that list unless your consulate asks for less.
7 steps for the sponsor
None of the checklists above sets a sponsor-specific minimum. The sponsor’s statements do the job your own proof of funds would otherwise do, so the balance is measured against the destination’s daily reference amount for every day of the trip. These are the amounts in the Commission’s reference amounts table dated 8 June 2026:
| Country | Daily reference amount per person |
|---|---|
| Belgium | €45 staying with a private host, €95 at a hotel |
| Croatia | €70, or €30 with a certified letter of guarantee from a person or company in Croatia |
| France | €65 with a hotel booking, €32.50 with other proof of accommodation, €120 with none |
| Germany | €45 |
| Malta | €48 |
| Netherlands | €55 |
Belgium and Croatia show how a host or a guarantor can lower the figure. Germany sets no mandatory amount and decides case by case, with €45 a day as the fallback where there is no other evidence; for Ananya’s 15 days that comes to €675.
A sponsor answers the money question, not the question of whether you will go home. Under Annex II of the Visa Code, proof of financial means in your country of residence and of your employment is part of how a consulate judges whether you will leave before the visa expires.
Germany’s missions in India say the applicant’s own economic documents are “also necessary if the trip is sponsored”. A working applicant adds 3 months of payslips, an employment contract and the employer’s leave approval letter. A university student adds an enrollment certificate, a no objection certificate and 3 months of stamped statements.
Article 14(4) of the Visa Code, as amended by Regulation (EU) 2019/1155, lets each Schengen country require its own sponsorship form. Where your consulate names one, the sponsor fills that in.
If someone else pays for your travel, maintenance or accommodation on a UK visit, the gov.uk guide to supporting documents, updated 8 October 2026, wants evidence of what support they give and how. It also asks for proof that they can support themselves and their dependants, how you are related, and their legal status in the UK where that applies. The guide lists a sponsor’s utility and council tax bills among the less useful documents, so lead with their bank statements and proof of earnings.
For a US B1/B2 visitor visa, the US Embassy in Armenia says support letters in most cases do not heavily influence the officer’s decision, and that even when someone else pays, you have to show you will return after a short stay. Bring the letter to the interview: that consular section does not screen support letters in advance unless it asks for them.
It depends on the consulate. Italy's London checklist accepts sponsor letters only from parents, sons and daughters or a spouse, while Germany's Dublin checklist takes one from any third party, a friend included. Read the checklist of the consulate where you apply before your sponsor writes anything.
Not always, and the consulate decides. Germany's missions in India accept a sponsor living in India or one living in Germany or the EU, each with different documents. Italy's London checklist wants statements from a British account, and Malta's declaration of proof is for a sponsor based in Malta.
Usually a copy of their passport or ID card, their last 3 months of bank statements and proof of income, such as payslips or an employer letter. A relative adds a birth or marriage certificate, and a sponsor living in a country where they are not a citizen adds a copy of their residence permit.
There is no single figure. The sponsor's balance should cover the daily reference amount of the country you visit for every day of the trip, such as €45 for Germany or €55 for the Netherlands in the Commission's table dated 8 June 2026.
Not as a rule. Germany's Dublin checklist asks only for the letter, a copy of the sponsor's passport and a recent statement or payslip. Malta is an exception: its declaration of proof is witnessed and notarized.
Only a little in most cases. The US Embassy in Armenia says support letters from relatives in most cases do not heavily influence the decision, and that a promise of support is usually not enough to prove strong ties to home.